What is independent insurance agency?
We, independent agents, represents variety of insurance carriers. In another words, we have access to more than 20 companies to help our customer find the lowest rate and save money.
How much Auto insurance does Texas require?
Texas requires drivers to carry a minimum amount of Liability is 30,000 per person, 60,000 per accident and 25,000 property damage.
How do I find the lowest Auto insurance rate for me?
That is what we are here for. The ability to access to more than 20 carriers, we can help you shop around for the lowest rate with the most comprehensive coverage for your auto, home and other types of insurance.
What can I do to keep my Car insurance premiums low?
You could consider driving a safer, slightly older, or less valuable vehicle. You can also opt for a higher deductible and be sure to keep your policy from lapsing to keep costs down. Avoid moving violations like speeding and reckless driving. Ultimately, remember to drive the speed limit, drive cautiously, and buckle up – this will help you avoid getting ticketed, which will leave a mark on your record that typically lasts three years in most states.
Why did my Car insurance premium increase?
Most drivers know that tickets and accidents can raise your Car insurance premium. But even if you haven’t been in an accident or received a ticket, there are other factors that can still affect the cost of your Auto insurance. Making a change to your policy can have an impact on your Auto insurance rate. For instance, adding a driver will likely increase the cost of the policy, especially if the new driver is a teenager. Moving to a new residence may also affect the cost of your policy – depending on the rate of traffic accidents, thefts, and vandalism claims in your geographic area, this can affect your premium either negatively or positively. Your premium may also increase if you’ve recently switched vehicles. The more your vehicle is worth, the more it will cost to insure.
What type of business insurance are you insured?
Currently, we specialize in Nail and Hair Salon insurance. Moreover, we are also insured restaurants, contractual jobs, small retail stores and more. Just email or give us a call with your business information and we will work on it.
What does Renters Insurance cover?
Renters insurance help cover the cost of replacing your stuff if it’s unexpectedly damaged or ruined. That protection generally applies to certain risks (also referred to as “perils”), such as fire and theft.
Liability coverage is another protection typically offered in a renter’s insurance policy. This coverage may help protect you from paying out of pocket for certain costs if you are found legally responsible for injuries to other people or damage to their property.
Renters insurance usually includes coverage for additional living expenses. This coverage may help pay for additional costs you incur, such as hotel bills, or for the increased costs you incur on food that are above the amount you would typically spend, because you are unable to live in the home or apartment you’re renting which were to be damaged by fire, for instance.
